Understand that getting a contract on your house is a great start – emphasize on start. Your agents’ role then becomes that like a
conductor of an orchestra, overseeing and co-ordinating the many events that must take place to insure a seam-less transaction and smooth
closing. Hopefully, before you a contract on your dream home, you have been made aware of what transpires during the transaction so that
none of this sneaks up on you or comes as a surprise.

Assume that the contract has been properly filled out – with all the legal signatures requires. Please know that this contract must be adhered
to with respect to all deadlines and performance. Your realtor should take a lead role in assuring compliance with these.

All the contact and pertinent information has to be sent to all parties, buyer, seller, mortgage company, attorneys, inspectors, appraiser, et al.
to insure no hold ups or miscommunication.

All deposits need to be made on time and properly handled .

Mortgage contingency – If there is a mortgage commitment contingency, application has to be made immediately and pursued with diligence.
Ensure that the appraisal is done and that it meets the value needed to satisfy the loan. Even if the buyer has a pre-approval – there
probably will still have to be an appraisal done on the property. If new construction, there will have to be a
final inspection to insure total completion.

Inspections – Most existing homes and even some new construction will have inspections or tests. These need to be completed timely with
satisfactory results. Your Realtor should attend in order to assist with any issues that might arise. FYI - it's a good idea for buyers to be there
to understand all components of the property. Should there be issues as a result of inspections, they
need to be addressed immediately.

Hopefully, at this point you now have a contract with all contingencies fulfilled and you are ready to look to the closing.

* While your attorney will have a checklist of items required by the mortgage company, many times the file does not get looked
at until several weeks before the closing (if that). It is always a good idea to stay on top of these issues well in advance.

If there is a A2 survey required – it should be called for well in advance of the closing. Also, be aware that the bank may require special
certification which may take time and hold up a closing.

Homeowners insurance will always be required by the mortgage company.

** Most banks require virtually everything done and one week before they closing. Most will not allow the mortgage documents
to be prepared until all (t)s are crossed and (i)s are dotted

Utilities – Before the closing you will need to call to set up or changeover service. We recommend you call well in advance of the closing (at
least several weeks) to set up service. We have a list of Utility company numbers in addition to various emergency
numbers i.e. plumber, electrician etc.

Help to coordinate the closing – arranging the walk through before the closing, insure deposit checks are brought, keys and or GDO present.
Should have a packet of information for the buyers – i.e. warranties, mechanical info.

We at SUNSET CREEK REALTY are fully prepared to insure your transaction goes smoothly so you can sit back, listen to the music and
enjoy the ride.